I think I didn't make my question clear.
MY questions was, when I load "Payload" there are only three "Load Stations" available in FS Fuel/Payload page. Those three load stations are for Captain, FO and FE. No passenger load stations. If I divide total load 15,000 Lbs, I have to put each load 5,000Lbs. This will keep CG all the way nose of the plane.
In  Aircraft cfg Weight/Balance section you can see available Load Stations are 50, but CS did not open those 50 Stations.(May be CS did it and I missed it)
Now, I am testing 727-200  stations, I took all stations and reduced to 87 passenger stations and saved  to Aircraft Cfg, file ( I didn't make any changes for Containers load stations, YET). That is how I am making my TEST flights with out any problem, but I am sure this is  not the correct way to adjust Weight and Balance"stations for 727-100
I was wondering how did you over come proper payload loading?



[WEIGHT_AND_BALANCE]
max_gross_weight=161000
empty_weight=87600
max_zf_weight=118000

reference_datum_position     =  0, 0, 0        
empty_weight_CG_position     = 0, 0, 0        

max_number_of_stations =50

station_load.0 =170, 49, -2, 0, Captain
station_load.1 =170, 49, 2, 0, First Officer
station_load.2 =170, 46, 0, 0, Flight Engineer

station_name.0 = "Captain"
station_name.1 = "First Officer"
station_name.2 = "Flight Engineer"
station_load.0 =170, 49, -2, 0, Captain        
station_load.1 =170, 49, 2, 0, First Officer
station_load.2 =170, 46, 0, 0, Flight Engineer

station_name.0 = "Pilot"            
station_name.1 = "Co-Pilot"        
station_name.2 = "Crew"            
station_name.3 = "First Class"      
station_name.4 = "Coach 3-10"      
station_name.5 = "Coach 11-18"      
station_name.6 = "Coach 19-25"      
station_name.7 = "Forward Baggage"  
station_name.8 = "Aft Baggage"            
empty_weight_roll_MOI=620000.000000
empty_weight_pitch_MOI=2500000.000000
empty_weight_yaw_MOI=2700000.000000
empty_weight_coupled_MOI=0.000000
unit_weight.1=180
unit_weight.2=1200
station_load.3=200, 38, 5, 0, Passenger
station_load.4=200, 38, 3, 0, Passenger
station_load.5=200, 38, 2, 0, Passenger
station_load.6=200, 35, 2, 0, Passenger
station_load.7=200, 35, 3, 0, Passenger
station_load.8=200, 35, 5, 0, Passenger
station_load.9=200, 31, 2, 0, Passenger
station_load.10=200, 31, 3, 0, Passenger
station_load.11=200, 31, 5, 0, Passenger
station_load.12=200, 28, 2, 0, Passenger
station_load.13=200, 28, 3, 0, Passenger
station_load.14=200, 25, 2, 0, Passenger
station_load.15=200, 25, 3, 0, Passenger
station_load.16=200, 25, 5, 0, Passenger
station_load.17=200, 22, 2, 0, Passenger
station_load.18=200, 22, 3, 0, Passenger
station_load.19=200, 22, 5, 0, Passenger
station_load.20=200, 19, 2, 0, Passenger
station_load.21=200, 19, 3, 0, Passenger
station_load.22=200, 19, 5, 0, Passenger
station_load.23=200, 15, 2, 0, Passenger
station_load.24=200, 15, 5, 0, Passenger
station_load.25=200, 8, 2, 0, Passenger
station_load.26=200, 8, 3, 0, Passenger
station_load.27=200, 8, 5, 0, Passenger
station_load.28=200, 5, 2, 0, Passenger
station_load.29=200, 5, 3, 0, Passenger
station_load.30=200, 5, 5, 0, Passenger
station_load.31=200, 2, 2, 0, Passenger
station_load.32=200, 0, 2, 0, Passenger
station_load.33=200, -3, 2, 0, Passenger
station_load.34=200, -3, 3, 0, Passenger
station_load.35=200, -3, 5, 0, Passenger
station_load.36=200, 0, 5, 0, Passenger
station_load.37=200, 2, 3, 0, Passenger
station_load.38=200, 2, 5, 0, Passenger
station_load.39=200, -7, 2, 0, Passenger
station_load.40=200, -7, 3, 0, Passenger
station_load.41=200, -7, 5, 0, Passenger
station_load.42=200, -10, 2, 0, Passenger
station_load.43=200, -10, 3, 0, Passenger
station_load.44=200, -10, 5, 0, Passenger
station_load.45=200, -13, 3, 0, Passenger
station_load.46=200, -13, 5, 0, Passenger
station_load.47=200, -17, 2, 0, Passenger
station_load.48=200, -20, 2, 0, Passenger
station_load.49=200, -23, 2, 0, Passenger
station_load.50=200, -23, 3, 0, Passenger
station_load.51=200, -23, 5, 0, Passenger
station_load.52=200, -20, 5, 0, Passenger
station_load.53=200, -20, 3, 0, Passenger
station_load.54=200, -17, 3, 0, Passenger
station_load.55=200, -17, 5, 0, Passenger
station_load.56=200, -27, 2, 0, Passenger
station_load.57=200, -27, 3, 0, Passenger
station_load.58=200, -27, 5, 0, Passenger
station_load.59=200, -30, 2, 0, Passenger
station_load.60=200, -30, 3, 0, Passenger
station_load.61=200, -30, 5, 0, Passenger
station_load.62=200, 38, -2, 0, Passenger
station_load.63=200, 38, -3, 0, Passenger
station_load.64=200, 38, -5, 0, Passenger
station_load.65=200, 35, -5, 0, Passenger
station_load.66=200, 35, -2, 0, Passenger
station_load.67=200, 31, -5, 0, Passenger
station_load.68=200, 31, -2, 0, Passenger
station_load.69=200, 28, -5, 0, Passenger
station_load.70=200, 28, -3, 0, Passenger
station_load.71=200, 28, -2, 0, Passenger
station_load.72=200, 25, -5, 0, Passenger
station_load.73=200, 25, -3, 0, Passenger
station_load.74=200, 25, -2, 0, Passenger
station_load.75=200, 22, -5, 0, Passenger
station_load.76=200, 22, -3, 0, Passenger
station_load.77=200, 19, -5, 0, Passenger
station_load.78=200, 19, -3, 0, Passenger
station_load.79=200, 19, -2, 0, Passenger
station_load.80=200, 15, -5, 0, Passenger
station_load.81=200, 15, -3, 0, Passenger
station_load.82=200, 15, -2, 0, Passenger
station_load.83=200, 8, -5, 0, Passenger
station_load.84=200, 8, -3, 0, Passenger
station_load.85=200, 8, -2, 0, Passenger
station_load.86=200, 5, -5, 0, Passenger
station_load.87=200, 5, -3, 0, Passenger
station_load.118=1200, 29, 0, -2, Container
station_load.119=1200, 23, 0, -2, Container
station_load.120=1200, 35, 0, -2, Container
station_load.121=1200, -37, 0, -2, Container
station_load.122=1200, -29, 0, -2, Container
station_load.123=1200, -45, 0, -2, Container