Hi Bob.

If you bought FSX Gold, then yes you are up to date with the latest service pack provided you Acceleration is installed you have SP2 installed (Acceleration SP2 has a few extra goodies compared to the SP2 download). So this means that if you bought FSX Standard or Deluxe on their own (without the Acceleration expansion pack) then you might need to download SP1 and SP2 from here: http://www.microsoft.com/Products/Games/FSInsider/downloads/Pages/default.aspx and look for FSX SP1 and FSX SP2 (they are separate downloads. I'm not sure if the newer boxed FSX (except Gold) being sold has the SP1 and SP2 included in the installation package. Going by some things I have read in other forums, I don't think they are.

Hope this helps.

Mark